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Core Banking Software For Cooperative Banks

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Core Banking Software For Cooperative Banks

SYNERGIC BANKING: CBS & TBA EDITION
Monthly Rental and Onetime Purchase Option

Banking solutions for both large and small banks and cooperative societies.
Core Banking Solution (CBS) and Total Branch Automation (TBA)

Synergic Softek stands out as a leading provider of banking solutions that cater to the diverse requirements of financial institutions, including cooperative banks and FIs, irrespective of their scale. Our commitment to excellence is reflected in our offerings, which range from serving small banks with few or no branches to large-scale institutions with an extensive network spanning multiple states. By leveraging our expertise in Total Branch Automation (TBA) and Core Banking Solution (CBS), we provide comprehensive services that address the unique needs of each institution.

With our state-of-the-art technology and deep industry knowledge, we deliver complete banking solutions that promote operational efficiency and customer satisfaction. Our Total Branch Automation (TBA) solution revolutionizes the way banks function, ensuring seamless automation of key processes, such as customer transactions, account management, and reporting. By eliminating manual tasks and streamlining operations, TBA allows institutions to optimize their resources and redirect their focus towards serving customers more effectively.

Moreover, our Core Banking Solution (CBS) acts as the backbone of an institution’s banking operations, facilitating robust management of accounts, transactions, and financial data. CBS enables real-time monitoring, data analysis, and reporting, empowering decision-makers with accurate insights and enabling them to make informed strategic choices.

At Synergic Banking, we understand that each institution is unique and has specific needs. Therefore, our solutions are designed to be adaptable and scalable, accommodating the requirements of institutions with varying branch networks. Whether you have zero branches, a handful, or a sprawling network, our offerings are equipped to handle the complexities of your operations.

By partnering with Synergic Banking, financial institutions gain a competitive edge through enhanced operational efficiency, improved customer service, and optimized resource allocation. We take pride in being a trusted partner that empowers institutions to stay at the forefront of the evolving banking landscape. Our dedicated team of experts provides ongoing support and guidance, ensuring a seamless transition to our banking solutions and assisting with any queries or challenges that may arise.

Experience the transformative power of Synergic Banking’s Total Branch Automation (TBA) and Core Banking Solution (CBS) as we revolutionize your institution’s banking operations, driving growth and success in an increasingly digital world.

Solutions

Android App Development

  Savings & Current Account

  Retail Loan

  Time Deposits

  Cash Credit / Overdrafts

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Android App Development

  Field Agent Enrollment

  Transaction Posting

  Commission

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Android App Development

  SHG / JLG Lending

  Micro-Insurance

  EMI / Premium Collection Alerts

  Bespoke CMS Development

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Who can use our software?

Our banking solution has been customized to meet the specific requirements of each organization.

  Agriculture and Rural Development Bank (ARDB)

  DISTRICT CENTRAL CO-OPERATIVE BANKS (DCCB)

  State Cooperative Banks (SCB)

  Urban Co-operative Bank (UCB)

  Employees’ Co-operative Credit Society (ECCS)

  Urban Co-operative Credit Society (CCS)

  FINANCIAL INSTITUTIONS & CORPORATION

  Mahila Co-operative Credit Society

  Primary Agriculture Credit Society (PACS)

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Who can use our software?

Synergic Softek Solutions offers core banking services on an outsourced Application Service Provider (ASP) model hosted in a secure remote cloud server to enable your bank to integrate all your branches and have a single view of the bank for effective management and control. In recent times banking industry is undergoing major transformations that are triggered by the advent of the internet, cloud computing, new hardware, and software technologies, shifting focus on customer values, stringent regulatory guidelines, and stiff competitive challenges. In the banking business the focus is now shifted to efficiency and reduction of waste in terms of assets and time, regulatory compliances, providing more value to the customers/user members, and also the scalability to support growth and thereby becoming a lean and agile organization.

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Need to drive innovation and growth

“SynergicBanking” Core Banking Solutions enables you to drive innovation and growth, provide seamless customer experience, and achieve operational excellence.

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Need for a lean and agile organization

In the banking business the focus is now shifted to efficiency and reduction of waste in terms of assets and time, regulatory compliances, providing more value to the customers/user members...

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Need for seamless customer experience

In recent times banking industry is undergoing major transformations that are triggered by the advent of the internet, cloud computing, new hardware, and software technologies, shifting focu...

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Need to achieve operational excellence

We can help you create more connected operations, keep critical assets running, drive greater operational efficiency, and reduce costs. Wherever you are in your digital journey, we will par...

Special Features

For startups and growing businesses, an online specialist can develop a digital marketing plan to help you grow and retain a happy client base.

  Host to Host NEFT / RTGS integration (Real-time)

  GST Compliant

  Omnichannel

  Security & Access Control

  KYC System

  Front-End Developer

  Straight through processing

  Agile &, highly extensible through

  Parameterization and user-driven customization

  Complete front and back-office solution

  SMS Alert

  Banking-finance including general ledger and
      reporting

  Any Branch Banking (ABB)

Benefits

With our core banking software, your branches no longer work in silos. With the centralized solution model, every branch is interconnected and exchanges transactional updates in real-time, enabling them to serve the customers as the customer of the bank, not as the customer of a particular branch by offering them Any Branch Banking service.

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  Reliable, scalable, and secure software, hardware & cloud infrastructure

  Customer-centric solution
  Datacenter & disaster recovery center
  Daily and periodic operations
  Report generation & distribution
  Application maintenance/support
  Guaranteed uptime for application & services
  Service level agreement (SLA)
  Manage Growth with proven scalability
  Real-time, complete customer information
  Insightful reports for better decision making
  Faster time to market
  Product builder
  Collaborate with the ecosystem through open API
  Anytime anywhere banking through multiple channels

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Solutions we offer for your organization

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Highly Modular and Parameterized

Synergic Banking allows financial institutions to break silos, meet regulatory compli¬ances, and increase profitability. Synergic Banking is scalable supporting your bank to grow with flexibility due to its highly modular and parameterized architecture. It allows your bank to choose and implement the right modules as per the current requirements.

Multi-channel Banking Interfaces

With the focus to add value to the ultimate customers of your bank, Synergic Banking offers multi-channel interfaces for banking transactions enabling the customers to perform banking transactions using a variety of service channels including
 

  In Branch Banking
  TeleBanking
  SMS Banking
  Kiosk Banking
  ATM banking
  Agent-based Banking etc.

These help your bank achieve increased market reach and add to customer convenience.

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Cost

Low cost of ownership with an option for both CAPEX and OPEX payment mode. Our software acquisition model supports both CAPEX and OPEX model of payment which gives our customers the option to choose a one-off purchase as a capital expenditure or opt into our rental mode of payment supporting our software cost as a small periodic recurring operational expenditure to the organization.

Support

We offer support for the Software Application, Hardware, and Cloud Infrastructure. Our support includes
 

  On-Site Handheld Training
  Phone Support
  Online Support
  Email Support

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Synergic Banking Modules

Core Modules

Administrative Function, Customer Information, Customer Services, Transaction Processing, General Ledger, Security

Time Liability Modules

Fixed Deposit Account, Recurring Deposit Account, Daily Deposit Account, Re-investment Account, MIS Account, Double Benefit Scheme Account

Demand Liability Modules

Savings Account, Current Account

Fund Based Advances Modules

Administrative Function, Customer Information, Customer Services, Transaction Processing, General Ledger, Security

Non-Fund Based Advances Modules

Letter of Credit, Bank Guarantees

Other Modules

The instrument, Remittances, Inward & Outward Clearing, Safe Deposit Vault, Safe Custody, Share Account, Guarantee Fund Account, Thrift Fund Account, MIS Reports & Statutory Reports, Signature Capture, and Retrieval, Passbook printing

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